High Deductible Health Plans

According to the 18th Annual Towers Watson National Business Group on Health Employer Payers, insurers may want to start building up their product lines to include more high deductible health plans which, according to this new survey, are quickly becoming more popular among employers having few to no other choice.

US Employers Have No Choice But High Deductible Health Plans

The survey on Purchasing Value in Health Care tracks employers’ strategies and practices to provide and manage health benefits — and the results of their efforts. This comprehensive report, Reshaping Health Care: Best Performers Leading the Way, identifies the actions of best-performing companies as well as current trends in the health care benefit programs of U.S. employers with at least 1,000 employees. Respondents were also asked about the specific implications of the Patient Protection and Affordable Care Act (PPACA) on their health care benefit programs.

  • What are employers doing to manage health cost trends and prepare for the PPACA excise tax in 2018?
  • How do the strategies of best performers (those with the lowest long-term trend increases) differ from other respondents’?
  • As employers redefine their financial commitment to health care benefits, what lies ahead for active full-time and part-time employees and retirees?
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