Specialty Physician Consultation – 1 hour examination and assessment with related review and treatment recommendations. Meniscal Tear is a rupturing of one or more of the fibrocartilage strips in the knee called menisci. It is commonly called ‘torn cartilage’ in the knee. Meniscal tears are among the most common knee injuries.The total cost includes a one hour consultation with a specialist. Not included are diagnostic studies, consultations with additional specialists and cost of complication management; travel, food and lodging.